ACA subsidies expired, and adults 50 to 64 are skipping doctors over costs

What changed

Federal subsidies that kept ACA (Affordable Care Act, also called Obamacare) premiums low expired in December, spiking out of pocket costs.

Why it matters

People ages 50 to 64 saw the steepest price jumps and are now dropping coverage or delaying care.

What it means for you

If you buy your own health insurance, your monthly premium likely rose sharply.
Skipping care now can lead to bigger medical bills later.
You may qualify for different subsidy levels worth rechecking on healthcare.gov.

What to check

Log into healthcare.gov now and re run your subsidy estimate based on your current income.

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